SandboxPayment orchestration infrastructure
VirePay connects lending systems to payment providers, orchestrating loan funding and borrower collections while tracking and verifying every transaction to ensure accuracy from start to finish.
Your LMS decides. VirePay orchestrates. The payment provider moves the money.
LMS
Source of truth
Loan / PAD instruction
VirePay
Validate · Route · Track · Verify
Payment provider
Network gateway
Executes the financial movement
Loan funding OUT
To the borrower
Collections IN
To the lender destination
VirePay never holds funds and never makes a lending decision.
Money out and money in are tracked as separate, first-class flows.
The LMS issues a funding instruction. VirePay validates it, routes it to the provider and tracks it to a confirmed outcome.
PAD collections are scheduled, submitted and followed through settlement and deposit, including returns.
Every instruction is traceable from the LMS message to the provider outcome.
One current state per instruction — never two answers to the same question.
Transaction outcomes are verified against payment provider and lender records, and discrepancies are surfaced.
Confirmed money is separated from money still in flight.
Read-only checks recompute headline figures from underlying records.
Every amount carries the count of records behind it, and drills down to them.
Append-only history; corrections are recorded, never overwritten.
The unglamorous guarantees that make an integration safe to run.
Idempotency
A replayed message or retried instruction can never move money twice.
Traceability
Internal identifiers are immutable; external references are recorded alongside them.
Provider abstraction
Providers are integrated behind one normalized contract, so a change of provider is a configuration change.
Tenant isolation
Membership is resolved server-side; identifiers supplied by the browser are never trusted.
Sandbox / production separation
Environments are explicit. Simulated data is labelled as simulated, everywhere it appears.
The lender workspace answers the operating question first: what moved, what is in flight, and what needs attention.
SandboxAvailable for loan funding
$142,300.00
Provider-reported
Loans funded
OUT
$8,725.00
11 loans
Collections
IN
$4,210.00
38 collections
Illustrative figures from the sandbox workspace.
VirePay does not:
The lender directs every instruction and remains responsible for its lending activity.
PositioningSign in to review the lender workspace: payment instructions, provider-reported balances, transaction status, reconciliation and append-only audit history.